Blogs + Articles
Finance thoughts for non-finance people.
Blogs + Articles
Finance thoughts for non-finance people.
© 2020 Justice. All Rights Reserved
© 2020 Justice. All Rights Reserved
Managing Your Finances: 3 Steps to Clear the Confusion
It’s no secret that managing finances can feel overwhelming. Whether you’re a business owner trying to keep your cash flow in check, or an individual juggling multiple expenses, financial worries can weigh heavily. You might find yourself asking questions like:
“Where is my money going each month?”
“Am I setting myself up for long-term success?”
“Is my business’s financial health as strong as it should be?”
It’s normal to feel unsure, but the good news is that financial clarity is well within your reach. Here are three simple steps you can take today to start clearing up that confusion:
1. Take Stock of Where You Are
Start by getting a clear picture of your current financial situation. Make a list of your assets, liabilities, income, and expenses. This doesn’t have to be complicated—just an honest overview of what you own and owe. If you’re a business owner, this will also include understanding your cash flow, receivables, and payables.
Why this matters: Without a full understanding of where you stand financially, it’s difficult to make informed decisions. Think of this as your financial health check.
2. Set Clear, Achievable Goals
Once you know where you stand, it’s time to think about where you want to be. What financial goals do you have in the short and long term? Maybe it’s saving for a major purchase, investing in growth for your business, or simply building a financial cushion for emergencies.
Pro tip: Break your goals down into actionable steps. The more specific you can be, the better. For example, instead of “save more,” aim for “save £500 a month towards a down payment.”
3. Build a Plan, and Stick to It
A solid financial plan acts as your roadmap. Whether it’s managing debt, building up your savings, or planning for business expansion, it helps to have a clear strategy in place. That said, even the best plans need a bit of flexibility to adjust to life’s surprises.
What Next?
If these steps sound like what you need, but you’re not sure where to start, I’d be happy to help. In fact, I’ve been helping business owners and individuals create simple, effective financial strategies for years.
If you’re ready to take that next step and work through your financial situation, I’m offering a free 15-minute call where we can discuss your specific challenges. Book your spot here: https://visionbeyondadvisory.com.au/discovery-call
Managing Your Finances: 3 Steps to Clear the Confusion
It’s no secret that managing finances can feel overwhelming. Whether you’re a business owner trying to keep your cash flow in check, or an individual juggling multiple expenses, financial worries can weigh heavily. You might find yourself asking questions like:
“Where is my money going each month?”
“Am I setting myself up for long-term success?”
“Is my business’s financial health as strong as it should be?”
It’s normal to feel unsure, but the good news is that financial clarity is well within your reach. Here are three simple steps you can take today to start clearing up that confusion:
1. Take Stock of Where You Are
Start by getting a clear picture of your current financial situation. Make a list of your assets, liabilities, income, and expenses. This doesn’t have to be complicated—just an honest overview of what you own and owe. If you’re a business owner, this will also include understanding your cash flow, receivables, and payables.
Why this matters: Without a full understanding of where you stand financially, it’s difficult to make informed decisions. Think of this as your financial health check.
2. Set Clear, Achievable Goals
Once you know where you stand, it’s time to think about where you want to be. What financial goals do you have in the short and long term? Maybe it’s saving for a major purchase, investing in growth for your business, or simply building a financial cushion for emergencies.
Pro tip: Break your goals down into actionable steps. The more specific you can be, the better. For example, instead of “save more,” aim for “save £500 a month towards a down payment.”
3. Build a Plan, and Stick to It
A solid financial plan acts as your roadmap. Whether it’s managing debt, building up your savings, or planning for business expansion, it helps to have a clear strategy in place. That said, even the best plans need a bit of flexibility to adjust to life’s surprises.
What Next?
If these steps sound like what you need, but you’re not sure where to start, I’d be happy to help. In fact, I’ve been helping business owners and individuals create simple, effective financial strategies for years.
If you’re ready to take that next step and work through your financial situation, I’m offering a free 15-minute call where we can discuss your specific challenges. Book your spot here: https://visionbeyondadvisory.com.au/discovery-call
Sarah Stiles
client account manager
Sarah has vast experience in bookkeeping, payroll, Xero, and cloud software set up. She's currently growing her qualifications studying a Diploma of Accounting.
With a passion for working with not-for-profit organisations and business that are making a difference in our community, Sarah loves helping others achieve their goals using her accounting smarts.
Three fun facts about me...
I spent 4 years of my childhood living in remote Northern Territory
I love food, especially chocolate
I am a dance mum and love watching my daughter dance more than anything
Sarah Stiles
client account manager
Sarah has vast experience in bookkeeping, payroll, Xero, and cloud software set up. She's currently growing her qualifications studying a Diploma of Accounting.
With a passion for working with not-for-profit organisations and business that are making a difference in our community, Sarah loves helping others achieve their goals using her accounting smarts.
Three fun facts about me...
☞ I spent 4 years of my childhood living in remote Northern Territory
☞ I love food, especially chocolate
☞ I am a dance mum and love watching my daughter dance more than anything
Rhedyn Lemaire
client account assistant
client services administrator
Rhedyn is our resident customer service queen. She's passionate about empowering her clients with next level account management services and will quickly become a trusted part of your virtual finance team.
A life long learner, Rhedyn is currently studying a Diploma of Payroll Services and Cert IV Bookkeeping and Accounting.
Away from work she's an experienced debater and commanding public speaker.
Three fun facts about me...
I'll happily speak in front of hundreds of people - but don't ask me to sing in public!
I love reading and writing book reviews.
I'm an animal lover and have had many different types of pets over the years.
Rhedyn Lemaire
client account assistant
client services administrator
Rhedyn is our resident customer service queen. She's passionate about empowering her clients with next level account management services and will quickly become a trusted part of your virtual finance team.
A life long learner, Rhedyn is currently studying a Diploma of Payroll Services and Cert IV Bookkeeping and Accounting.
Away from work she's an experienced debater and commanding public speaker.
Three fun facts about me...
☞ I'll happily speak in front of hundreds of people - but don't ask me to sing in public!
☞ I love reading and writing book reviews.
☞ I'm an animal lover and have had many different types of pets over the years.
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